ALFINDA SALSABILA, Uly; BUDI KHARISMA, Dona. Effectiveness of Legal Protection Against Misuse of Personal Data in Peer-To-Peer Lending Fintech Services Based on Law Number 27 Of 2022 on Personal Data Protection. International Journal of Educational Research & Social Sciences , [S. l.], v. 7, n. 1, p. 47–56, 2026. DOI: 10.51601/ijersc.v7i1.1029. Disponível em: https://ijersc.org/index.php/go/article/view/1029. Acesso em: 20 feb. 2026.