SAPTA RINI, A.; MUKTI SOMA, A. . Determinants Of Financial Literacy, Digital Literacy, Internet Penetration And Consumer Confidence Level Mediated By Fintech Growth On Retail Industry Growth In Indonesia. International Journal of Educational Research & Social Sciences , [S. l.], v. 5, n. 6, p. 943–952, 2024. DOI: 10.51601/ijersc.v5i6.928. Disponível em: https://ijersc.org/index.php/go/article/view/928. Acesso em: 9 jan. 2025.