Hidhayati, Fitri Nur, and Ginanjar Rahmawan. “Determinant Factor of Saving Decision in Syaria Financial Institution ”. International Journal of Educational Research & Social Sciences 2, no. 1 (April 7, 2021): 150–157. Accessed February 11, 2026. https://ijersc.org/index.php/go/article/view/28.