The Influence of The Amount of Third Party Funds and Inflation on The Placement of SME Financing in the BMT Sharia Cooperative of The Civil Society of North Sumatra.
DOI:
https://doi.org/10.51601/ijersc.v2i6.205Abstract
This study discusses the allocation of financing distributed by the Madhani Community BMT to Small and Medium Enterprises (SMEs), taking into account several variables used, namely Third Party Funds, Inflation and Financing Allocations. This study aims to see the simultaneous effect of third party funds and inflation on the allocation of financing for small and medium enterprises. The research method used in this study is quantitative, with data analysis using SPSS. As for the results of the study, that third party funds (TPF) partially have no effect and are not significant on SME financing, because the value of t count < t table (0.132 < 2.012) and the significance level is greater than 0.05. While the inflation variable has an effect and is significant, on SME financing seen from the value of t count < t table (5.801 > 2.012) and the significant level is less than 0.005. Meanwhile, simultaneously, Third Party Funds and Inflation have an effect on the Financing of SMEs in the BMT for the Civil Society of North Sumatra.
Downloads
References
Sofian, Koperasi Syariah Sebagai Solusi Keuangan Masyarakat : Antara Religius, Trend,
dan Kemudahan, Jakarta: Pustaka Utama, 2018.
Rahmayati, "Competition Strategy in the Islamic Banking Industry: An Empirical Review,"
International Journal of Business, Economics and Social Development, vol. 2, no. 2, pp.
-71, 2021.
S. Mujiatun, Rahmayati and D. Ferina, "Effect Of Profitability And Asset Structure On
Capital Structure (In Sharia Based Manufacturing Companies In Indonesia Stock Exchange
In 2016-2019 Period)," in International Seminar of Islamic Studies , Medan, 2021.
R. Pradesyah and Y. Triandhini, "The Effect Of Third Party Funds (DPK), Non Performing
Financing (NPF), And Indonesian Sharia Bank Certificates (SBIS) On Sharia Banking
Financing Distribution In Indonesia," International Journal of Business, Economics and
Social Development, vol. 2, no. 2, pp. 72-77, 2021.
M. E. Azhar, J. M. A. Prayogi and M. Sari, "The Role Of Marketing Mix And Service
Quality On Tourist Satisfaction And Loyalty At Samosir," Journal of tourism, vol. 26, no.
, pp. 1-6, 2018.
M. A. Prayogi and D. K. Gultom, "Influence Of The Quality Service On Customer Loyalty
Banking," in Proceeding 3rd Sriwijaya Economics, Accounting, and Business Conference
, Sriwijaya, 2017.
A. Soemitra, Bank dan Lembaga keuangan Syariah, Jakarta: Kencana, 2019.
A. Sumiyanto, Pasar Modal Syariah : Sarana Investasi Keuangan Berdasarkan Prinsip
Syariah, Jakarta: Grafika, 2011.
W. Bambang and A. Widyaningsih, Ekonomi & Akuntansi: Mengasah Kemampuan
Ekonomi, Jakarta: Grafindo, 2007.
Downloads
Published
How to Cite
Issue
Section
License
Copyright (c) 2021 International Journal of Educational Research & Social Sciences

This work is licensed under a Creative Commons Attribution 4.0 International License.