Principle of Balance of Relationship Between Banks and Customers in Mudharabah Agreements
DOI:
https://doi.org/10.51601/ijersc.v3i2.325Abstract
Banks carry out their business activities in the form of accepting deposits in
the form of savings and time deposits as well as conducting business activities
by channeling funds in the form of financing and providing services in the
form of remittances, save deposits and other banking services. Islamic banks
in carrying out their business activities and functions, namely channeling
funds in the form of providing financing to their customers, are carried out in
the form of musharaka and mudharabah. The use of the mudharabah and
musharaka principles is the main principle for Islamic banks. The research
method used in this research is the normative legal method which is carried
out by examining library materials, emphasizing on primary legal materials,
namely legal materials consisting of basic regulations and legislation with an
approach to legislation relating to with the principle of the balance of the
relationship between the bank and the customer in the mudharabah financing
contract, which is the implementation of the principle of good faith and the
principle of freedom of contract which places the parties in a balanced
manner (at-tawazun) with respect to their rights and obligations in
determining the clauses of the contract contents.
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